What is GINA?
| - GINA is a federal law created in 2008 to protect individuals from genetic discrimination by their health insurance and employers.
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Who enforces GINA?
| - Department of Labor
- Department of the Treasury
- Department of Health and Human Services
- Equal Employment Opportunity Commission
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What genetic information is protected under GINA?
| - Family health history
- Results of genetic testing
- Use of genetic counseling and other genetic services
- Participation in genetic research
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What protections do you have under GINA?
| - Under GINA, it is illegal for your health insurance to use genetic information to make decisions about eligibility, premiums, contribution amounts, or coverage terms for health insurance.
- Under GINA, it is illegal for employers to use your genetic information to make decisions about hiring, firing, promotion or salary.
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What isn't covered by GINA? | - GINA does not protect against health insurers basing decisions about eligibility or coverage on current symptoms or diagnosis.
- While genetic testing results cannot be used as a pre-existing condition, if a person starts to show signs or symptoms of a disease, GINA does not stop health insurers from using that information to make decisions about a person's eligibility or coverage
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What health plans are covered under GINA?
| - GINA applies to most health insurers including plans you receive through your employer, plans you purchase on your own, and Medicare supplemental policies for those insured through Medicare.
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Who isn't covered under GINA?
| - US military members who receive care through the Tricare military health system
- Veterans who receive care though the Veteran's Administration
- The Indian Health service
- Federal employees who get care through the Federal Employees Health benefits plan
- Small businesses with less than 15 employees
- Supplemental insurances:
- Life insurance
- Disability insurance
- Long-term care
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